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Texas ZIP Codes
Mclennan County
Elm Mott, TX
76640
76640 ZIP Code — Elm Mott, TX
Mclennan County, Texas
ZIP code 76640 is located in
Elm Mott ,
Texas ,
within Mclennan County .
It covers approximately 28.23 square miles and serves a population of
2,953 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 254 .
About ZIP code 76640
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $162,100. Owner-occupancy is high at 76%, well above the national average.
Median household income is $52,074. Poverty affects 22% of residents, above the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include disability rates above the national average at 26%.
Overall, ZIP code 76640 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
76640 ZIP code map
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Cities in ZIP code 76640
Below are the cities the US Postal Service accepts for ZIP code 76640. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,953
Population density
105 / sq mi
State FIPS
48
County FIPS
309
Geography
Land area
28.23 sq mi
Water area
0.34 sq mi
Latitude
31.6835
Longitude
-97.0682
Timezone
Central (CT)
Area code
254
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
64.5%
49.7%
39.5%
$50k – $100k
13.0%
26.8%
30.1%
$100k – $200k
19.9%
18.6%
22.6%
Over $200k
2.6%
4.8%
7.8%
Demographics & statistics
$52,074
Median household income
$162,100
Median home value
17.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 890 30.1% 18 and over 2,063 69.9% 65 and over 455 15.4% Median age 34.5 years
Race & ethnicity
American Indian / Alaska Native
0.4%
Black or African American
0.3%
Group Count % White 2,478 74.6% Two or more races 424 12.8% Hispanic or Latino 368 11.1% Other race 29 0.9% American Indian / Alaska Native 13 0.4% Black or African American 9 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
64.5%
49.7%
39.5%
$50k – $100k
13.0%
26.8%
30.1%
$100k – $200k
19.9%
18.6%
22.6%
Over $200k
2.6%
4.8%
7.8%
Range % of households Under $10k 12.2% $10k–$15k 0.1% $15k–$25k 2.9% $25k–$35k 9.4% $35k–$50k 22.0% $50k–$75k 17.0% $75k–$100k 1.7% $100k–$150k 25.7% $150k–$200k 3.8% $200k+ 5.0% Median income $52,074
Housing
Housing overview
Metric Value Median home value $162,100 Median rent / month $852 Owner occupied 75.8% Renter occupied 24.2% Vacant 9.8% Single-family detached 66.3% Large apartment buildings 0.0% Mobile homes 23.3% Median rooms 5.5 Avg household size (owned) 2.60
Year built
Era % 2020 or later 0.0% 2010–2019 2.4% 2000–2009 4.8% 1990–1999 18.4% 1980–1989 22.3% 1970–1979 8.8% 1960–1969 16.0% 1950–1959 26.6% 1940–1949 0.7% 1939 or earlier 0.1%
Bedrooms
Size % of units No bedroom (studio) 0.4% 1 bedroom 5.7% 2 bedrooms 6.6% 3 bedrooms 70.3% 4 bedrooms 10.0% 5+ bedrooms 6.9%
Vehicles per household
Vehicles % of households No vehicle 2.0% 1 vehicle 38.5% 2 vehicles 21.0% 3 or more 38.5%
Heating fuel
Fuel type % Utility gas 31.0% Electricity 55.8% Propane / LP gas 13.2%
Households & families
Household type Count % Married-couple family 499 45.7% Cohabiting couple 20 1.8% Male householder, no spouse 285 26.1% Female householder, no spouse 287 26.3% Households with children under 18 444 40.7% Households with seniors (65+) 364 33.4% Average household size 2.68
Marital status
Status Male Female Never married 26.5% 20.5% Married 45.5% 48.5% Separated 0.0% 3.7% Widowed 10.4% 15.0% Divorced 17.6% 12.4%
Education
Some college, no degree
19.2%
Graduate / professional
0.8%
Metric % HS diploma or higher 93.2% Bachelor's or higher 17.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 16 2.2% Kindergarten 90 12.1% Elementary school 411 55.2% High school 114 15.3% College / grad school 113 15.2%
Employment
Industry of employment
Education & healthcare
11.2%
Transportation & utilities
10.7%
Professional & management
6.6%
Public administration
4.0%
Finance & real estate
3.2%
Arts, food & hospitality
1.3%
Occupation
Category % Management, business & arts 16.9% Service 8.2% Sales & office 31.7% Natural resources & construction 15.8% Production & transportation 27.4%
Employment type
Type % Private sector 92.9% Government 5.5% Self-employed 1.3% Unpaid family workers 0.3%
Commute
Method % Drive alone 89.5% Carpool 5.8% Public transit 0.0% Walk 0.6% Work from home 4.0% Other means 0.0% Avg commute (minutes) 29.6
Poverty
Married-couple families
0.0%
Female-led households
74.7%
Income support
Source % of households Social Security 36.6% Retirement income 14.7% Supplemental Security 1.0% Cash public assistance 4.8% Food stamps / SNAP 13.5%
Health indicators
Condition % Obesity 33.4% High blood pressure 37.2% High cholesterol 37.5% Diabetes 12.4% Heart disease 7.5% Stroke 3.5% Asthma 9.7% Arthritis 26.1% Kidney disease 3.2% Pulmonary disease 8.3% Cancer 6.7%
Behavior / access % Smoking 20.0% Binge drinking 18.6% No physical activity 25.5% Less than 7 hrs sleep 35.6% Depression 23.4% Fair or poor health 18.1% Poor mental health 15.7% Poor physical health 12.5% No health insurance 23.8% Visited doctor (checkup) 71.8% Visited dentist 53.7% Cholesterol screening 88.8% Teeth loss 16.2%
Veterans & disability
Veterans Count % Civilian veterans 71 3.4%
Disability % Any disability 26.4% Under 18 20.6% 18–64 years 16.5% 65 and over 72.5%
Health insurance coverage
Type % Private insurance 58.3% Public insurance 43.7% No insurance 8.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,678 90.7% Spanish 26 1.0% Other Indo-European 25 0.9% Asian & Pacific Islander 1 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,788 94.4% Born in same state 2,787 94.4% Born in different state 2,289 77.5% Foreign born 1 0.0% Naturalized citizen 165 5.6% Not a US citizen 81 49.1%
Ancestry
Ancestry Count % Italian 490 16.6% French 312 10.6%
Ancestry Count % Arab 196 6.6% Polish 1 0%
Technology access
Metric % of households Computer access 36.9% Internet access 89.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76640
What city is ZIP code 76640 in?
ZIP code 76640 is primarily assigned to Elm Mott, Texas.
What county is ZIP code 76640 in?
ZIP code 76640 falls within Mclennan County, Texas.
Is ZIP code 76640 family-oriented?
30% of residents in ZIP code 76640 are under 18, reflecting a younger, family-oriented community.
What is the poverty rate in ZIP code 76640?
22% of residents in ZIP code 76640 live below the poverty line, above the national average.
Does ZIP code 76640 have a large retiree population?
37% of households in ZIP code 76640 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 76640?
The median home value in ZIP code 76640 is $162,100.
What timezone is ZIP code 76640 in?
ZIP code 76640 observes the CST timezone.
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